Money Saving Challenge for Christmas: Money Hacks to save 100’s

money saving challenge for christmas



We are already passed half way of the year; where has the time gone? Before we know it, it will be Christmas and saving towards it should be on our minds. This is the first time doing a money challenge for Christmas which was inspired by The Frugal Cottage. But I will be doing it with a twist

What is a money challenge?

A money challenge is a conscious decision to save deliberately towards something. You can start at any time so I am starting now. You set a goal and plan how you will achieve the goal. That is it.

What does the Christmas Savings Challenge entail:

Besides getting gifts, we have to consider Christmas food shopping and Christmas decorations. Our kids are now of the age where they are aware of what is happening around them so Christmas has to be celebrated. My son with be 3 and my daughter will be 18 months.

Who do we plan to buy for?

As a young family, we still go to our parents for Christmas, my husband and I agreed that we will alternate families every year but still visit both as they only live 15 mins apart from each other. Plus, we have a family tradition to have an evening get together at my aunties house which can easily be up to 40 people but we will only get gifts for the people we see during the day which will total up to about 13 but potentially up to 20 people if we include visiting family on boxing day.

How do we plan to complete this Challenge?

Being broke means we need to rank up the side hustling. The plan to make as much money as possible using the Job Spotter App which pays you in Amazon vouchers. My husband and I have made over £650 using the app so the more effort you put into it the more money you can make.

Read : 22 side hustle gigs

Read : Top Money making apps

  1. The second part of the Challenge is to save £25 – £40 a month which will add up to £125- £200We plan to leverage the black Friday sales which means we have less time to get as much money as possible.
  2. I have also been saving up my loyalty points from the majority of the high street stores including boots, Tesco and Sainsburys.
  3. I also plan to get as many free stuff as possible to make our money stretch further.

If you would like to join this challenge please comment below and save this pin for later





  1. September 10, 2018 / 5:10 am

    Vert Impressive Guide on Make Money Online i would like to share this because its very helpful for me thanks for share keep it up please don’t stop posting.

    • Vanessa
      September 11, 2018 / 9:24 am

      Thank you, I am glad you find my content useful. Feel free to share

  2. October 29, 2018 / 11:34 am

    Amazing, Keep it up i would like to share this because its very helpful for me. Keep it up and please don’t stop posting.

    • Vanessa
      November 2, 2018 / 8:00 am

      I am super glad you find my content useful.

  3. December 16, 2018 / 1:36 pm

    Great going. One of the things we do to help is to start Christmas planning and shopping from as early as July. Stores will want to get rid of their Summer stock, so we grab them up. Luckily there aren’t many of us (family) living in this country so not too many to shop for. Having a side hustle or two certainly helps as well. Thanks for the post x

    • Vanessa
      December 17, 2018 / 12:18 am

      Thank you. This year I plan to do my Christmas shopping after Christmas this year for next year. Sales are great.

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